Industries we serve

Carrier appetite changes by industry. So does the submission.

Fourteen verticals, each with its own underwriting playbook: appetite signals, common coverage gaps, submission must-haves, and the actions we take before binding.

Verticals 14 industries

Vertical brief

Real Estate

Commercial real estate schedules live and die on submission quality. Statement of values, lender compliance, and flood analysis are not optional, and carrier appetite shifts property by property.

Carrier appetite Specialty and E&S leaning; standard markets selective on schedules
Typical premium $25K to $1M+ depending on schedule size
Common gap Ordinance and law, business income for habitational
Submission must‑have Clean SOV, lender requirements, flood analysis

What we handle

  • Statement of values cleanup
  • Flood and wind review
  • Lender requirement check

Coverage breadth

From everyday policies to specialty risk.

A single firm with the bench to handle the routine, the complex, and the hard-to-place across personal, household, and commercial exposures.

  • Property
  • Personal Auto
  • Home & Condo
  • Flood
  • Umbrella
  • Watercraft & Yacht
  • Specialty Collections
  • Fine Art & Jewelry
  • Private Aircraft
  • Business Owners Policy
  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Real Estate
  • Professional Liability
  • Management Liability
  • Cyber
  • Builders Risk
  • Pollution
  • Surety Bonds
  • Medical Malpractice
  • Reps & Warranties
  • Kidnap & Ransom
  • Crop Insurance
  • Surplus Lines
  • Life

Market access

Independent placement, built carrier by carrier.

As an independent brokerage, we work across standard, preferred, specialty, and surplus lines markets, matched to each client’s risk profile rather than to a fixed carrier shortlist.

Tier I

Standard markets

Admitted carriers for personal, owner-led commercial, and middle-market accounts where price competition and broad appetite matter most.

Tier II

Preferred & HNW

Specialist carriers for high-value homes, complex personal exposures, fine collections, and umbrella towers from $5M to $25M+.

Tier III

Specialty & E&S

Non-admitted and surplus capacity for hard-to-place accounts, distressed risk, large schedules, and class-of-business outliers.

Tier IV

Wholesale partners

Established wholesale relationships giving us access to additional excess and surplus capacity across all four practice areas.

Direct carrier appointments are added as production volume justifies. Market access is mapped to each placement, never to a fixed shortlist or carrier ownership.

Industry-specific review

Tell us your industry. We’ll tell you what your submission is missing.

Carrier appetite, common gaps, and submission must-haves for your vertical, reviewed before your next renewal.

Start the review