No. 01
Certificates under five minutes, twenty‑four hours a day
Certificates of insurance issued in under five minutes, around the clock. Not next week. Not after three reminders. Built to keep deals moving and revenue flowing.
The firm
The market got bigger. Service got smaller.
M&A Risk Partners is an independent insurance brokerage built for the gap between national reach and local service. Tampa-based, principal-led, and held to standards that are in writing on every account.
Why this firm exists
Built for the middle.
National brokerages have carrier reach, but accounts disappear into service queues. Local agencies answer quickly, but complex risks outgrow their carrier bench. Clients should not have to choose between access and attention.
We are built for the middle: deep market reach, principal involvement on every account, and disciplined workflows that keep us focused on advice, negotiation, and claims, not on chasing certificates and forms.
4
Practice areas, from personal lines to large commercial
14
Industry verticals with dedicated underwriting playbooks
120 d
Renewal marketing window before every expiration
Service standards
A charter, not a brochure.
The work clients notice is usually the work agencies let slide. These six commitments are how we run the firm, on every account, in writing, from day one.
No. 02
Calls and email returned within two hours
Acknowledged within two hours during business hours, with substance. Urgent matters handled the same day. No service queues, no ticketing tree, no “we’ll get back to you next week.”
No. 03
Renewals delivered forty‑five days early
Renewal proposals in your hands no later than forty-five days before expiration. Carrier marketing begins one hundred and twenty days out so you have time to actually decide.
No. 04
Annual exposure review across the whole picture
Every client gets a structured annual review of property values, payroll, contracts, fleet, claims activity, life events, and acquisitions. Coverage gaps surface before a loss does.
No. 05
Claims advocacy from the first call
When a loss happens, a principal of the firm is on the phone with the adjuster from the first call. Clients do not get handed to a voicemail tree after a loss. Period.
No. 06
Market transparency on every placement
You see which markets we approached, what came back, and why we recommended the final placement. No hidden quotes, no “trust us” black box, no captive bias.
How we work
Listen. Analyze. Advise.
Three steps, on every account, every renewal. Whether it’s a personal auto policy or a $5M commercial property schedule.
Listen
We start with the account, not the application. Property schedules, contracts, employee count, family structures, claims history, and planned changes all surface early, in conversation.
Analyze
We test the current program against market appetite, policy wording, limits, deductibles, loss trends, and carrier behavior in the specific class of business.
Advise
We show the market response clearly, explain tradeoffs, and recommend coverage based on fit. Not commission, not habit, not the fastest quote.
Complimentary review
Hold us to the standards.
Send us your current program. We’ll tell you exactly what’s working and what isn’t, and where the real opportunity lies.